Open financial infrastructure for programmable money and global settlement.

A neutral, infrastructure-first foundation focused on payments, settlement, and interoperability.

Infrastructure, Not Ideology

Usability over novelty

Stablecoins should feel familiar, predictable, and auditable for everyday economic activity.

Clarity over abstraction

We prioritize clear engineering and well-defined workflows over technical complexity.

Interoperability over dominance

Our tools integrate with existing banking and payment systems by design.

The Stablecoin Stack

An open, modular stack of tools that enables stablecoin-based payments to feel like everyday financial applications.

Merchant Checkout

Flows that resemble existing payment gateways, compatible with POS and e-commerce software.

User Wallets

Interfaces designed around familiar financial interactions, abstracting blockchain mechanics.

Deterministic References

Standardized payment references for automated reconciliation and accounting.

Integration Patterns

Reference implementations that reduce operational and technical friction for developers.

Reference Prototypes

Explore our open-source reference implementations for real-world stablecoin adoption.

Web Application

Merchant Checkout & E-commerce

A complete web-based demonstration of the checkout flow, integrating stablecoin payments into a dummy e-commerce environment.

Mobile Application

Consumer Wallet App

A native mobile experience designed for everyday transactions, focusing on familiar financial interactions and simple onboarding.

Designed for Global Commerce

Institutions & Regulators

Providing a predictable framework for programmable money that aligns with compliance and operational standards.

Developers & PSPs

Open-source tools and standards to build reliable payment experiences without reinventing the wheel.

Manifesto of Intent

Progress is measured not by attention, but by quiet adoption.

Governance & Neutrality

The Stablecoin Stack is stewarded by a non-profit foundation dedicated to maintaining technical direction and coordinating contributors.

We ensure continuity and neutrality, with no preferential control by commercial actors. All standards and specifications are developed in the open.

  • Transparent Governance
  • Open Technical Decisions
  • Non-profit Stewardship
  • Modular & Open Source

Institutional Alignment

The following organizations contribute to the resilience and neutrality of the Stablecoin Stack through strategic support and technical cooperation.

Ecosystem Participation

Engagement with the Stablecoin Stack Foundation is open to organizations and individuals committed to advancing global payment standards.